Real Estate

Community, Real Estate, Rental

What the neighborhood determines…
Real Estate, Rental, Rentals

Net Worth – Renters vs. Homeowners

Homeownership can have a HUGE impact on Net Worth and Wealth. The Federal Reserve found that in 2019, homeowners had 40x MORE net worth than Renters. Homeowners median net worth, $255,000 vs. Renters median net worth, $6,300 A mortgage can act as a mandatory savings account that builds equity over time, but rent has no […]
Loan, Real Estate

The City of Chula Vista is providing a silent second loan up to $120,000 to be used toward down payment and closing costs.

The City of Chula Vista is providing a silent second loan up to $120,000 to be used toward down payment and closing costs. -No property ownership within the past three years -Home must be Primary Residence -Must be U.S citizen or eligible resident -Minimum credit score of 640 -Must contribute a minimum of 3% of […]
Real Estate

Growing Wealth

The San Diego Union-Tribute interviewed local experts on “Building Wealth in 2024”. The experts, Dick Pfister and Danny Michael, had the following advice: Concerned about capital gains? Consider a 1031/721 exchange allowing you to exchange your “existing real estate for ownership in a large institutionally managed Real Estate Investment Trust (REIT).” Need to complete a […]

Community What the neighborhood determines…

Real Estate Net Worth – Renters vs. Homeowners Homeownership can have a HUGE impact on Net Worth and Wealth. The Federal Reserve found that in 2019, homeowners had 40x MORE net worth than Renters. Homeowners median net worth, $255,000 vs. Renters median net worth, $6,300 A mortgage can act as a mandatory savings account that builds equity over time, but rent has no […]

Loan The City of Chula Vista is providing a silent second loan up to $120,000 to be used toward down payment and closing costs. The City of Chula Vista is providing a silent second loan up to $120,000 to be used toward down payment and closing costs. -No property ownership within the past three years -Home must be Primary Residence -Must be U.S citizen or eligible resident -Minimum credit score of 640 -Must contribute a minimum of 3% of […]

Real Estate Growing Wealth The San Diego Union-Tribute interviewed local experts on “Building Wealth in 2024”. The experts, Dick Pfister and Danny Michael, had the following advice: Concerned about capital gains? Consider a 1031/721 exchange allowing you to exchange your “existing real estate for ownership in a large institutionally managed Real Estate Investment Trust (REIT).” Need to complete a […]

Real Estate Home Sales expected to soar in these California cities in 2024 Why these location? Movement out of.. Oxnard/Thousand Oaks, & San Bernadino/Riverside/Oxnard Sacramento Movement to… San Diego/Chula Vista/Carlsbad for Desirability & Value! For more information visit https://ktla.com/news/california/home-sales-are-expected-to-soar-next-year-in-these-california-cities/

Real Estate Home Sales Growth in 2024 “With mortgage rates finally easing, many California cities are expected to see home sales rebound significantly next year, according to a forecast from Realtor.com.“ https://www.smartzonecar.org/post/december-7-2023

Real Estate 3 Ways Homeownership Can Build Wealth 3 Ways Homeownership Can Build Wealth Homeownership offers significant financial advantages, with homeowners experiencing an average wealth increase of 1,469% compared to renters, excluding home equity. Selling a home allows homeowners to benefit from accumulated equity, even if the mortgage is not fully paid off, resulting in a variable monetary return based on ownership duration […]

Rental CHANGES COMING TO CHULA VISTA RENTALS The City of Chula Vista recently passed the Tenant Protection Ordinance (TPO) affecting both Tenants and Landlords beginning March 1, 2023. The TPO, in general, gives tenants of multi-family/multi-unit properties additional protections from landlord harassment and no-fault lease terminations/evictions. These protections include limitations on landlords to terminate leases and relocation assistance and/or credited to tenants […]

Real Estate Number of Chula Vista Sales Lowest in Nearly 20 Years Number of Chula Vista Sales Lowest in Nearly 20 Years The fourth quarter of 2022 ended with the lowest number of sales in many areas of Chula Vista in the last 20 years. In the 91914 zip code, there were only 11 sales of single-family detached homes From October 1 through December 31, 2022 according […]

Real Estate Market Update July Take a look at the San Diego County Market Update for the month of July. Source: sdar.stats.10kresearch.com/reports

Real Estate Is the Real Estate Market Crashing soon? Text Goes here

Real Estate Is the San Diego Real Estate market cooling off? We’ve all seen the news. Everybody is talking about a change in the market. But what does that mean? Is the current market “cooling off” in San Diego, or maybe is stabilizing? We asked two experts for their opinions regarding this matter; Elias Levy, the primary owner of Better Homes and Gardens Real Estate Clarity […]

Real Estate What can you buy for 1M in SD County? Source: MLS 2022

Real Estate April’s Market Update Southern CA

Real Estate What are MCCs? Mortgage Credit Certificate (MCC) is an assistance program from the federal government, mostly for first-time buyers with moderate income. The program, which is only available in certain states, allows those who qualify to get a tax credit of the 30% annual interest paid on the mortgage, up to $2,000. According to the National Council of […]

Real Estate San Diego County Median Single-Family Home Price Hits $1 Million In San Diego County we are seeing unprecedented home value appreciation. We are still experiencing multiple offers in all price ranges despite the hikes to the interest rate by the Federal Reserve. Homeownership remains the ultimate American dream and continues to be one of the major contributing factors to establishing wealth. It is worth the […]

Real Estate February’s Southern CA Market Update

Real Estate How to be prepared for Wildfire Season? Summer might be still a couple of months away, but as soon it hits San Diego it will bring along wildfires in many inland areas. You don’t have to be an expert to learn some basic tips and valuable information to prepare your home for fire season. The California Department of Forestry & Fire Protection […]

Real Estate What’s the San Diego Housing situation? San Diego has long been the sought-after community for work and family and our housing prices reflect that. In 2019 the average price of a home in San Diego was $670,000 before it climbed dramatically over the last two years to $870,000. Low-interest rates and millennials helped to increase housing demand and decrease the time […]

Real Estate April is Fair Housing Month! This month we celebrate the opportunity to own a home by sharing valuable information, resources, and events with all Americans. The Fair Housing Act, adopted in 1968, established the right of every person, no matter their race, gender, or occupation, to own a home. The NAR – National Association of Realtors®, has been sharing […]

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