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Loan Working Together… How Do All the Real Estate Professionals Work Together During a Home Purchase? Buying a home involves more than a buyer, seller, and real estate agent. Behind the scenes, a team of professionals is communicating, exchanging documents, meeting deadlines, and solving problems to move the transaction from an accepted offer to closing. The real estate […]
Loan Why is an Appraisal Important? If you’re buying or selling a home, you may hear about an appraisal during the transaction. But what does a home appraisal actually do, and why does it matter? Simply put, a real estate appraisal provides an independent opinion of a property’s value. For many financed purchases, the lender uses the appraisal to help determine […]
Loan Why Your Mortgage Lender Is More Than Just a Bank When you’re buying a home, your mortgage lender does much more than provide the money. A good lender helps you understand your financing options, prepare for the loan process, and make informed decisions about one of the largest financial commitments you’ll make.  Sometimes this preparation begins a year or more in advance of a home […]
Loan The City of Chula Vista is providing a silent second loan up to $120,000 to be used toward down payment and closing costs. The City of Chula Vista is providing a silent second loan up to $120,000 to be used toward down payment and closing costs. -No property ownership within the past three years -Home must be Primary Residence -Must be U.S citizen or eligible resident -Minimum credit score of 640 -Must contribute a minimum of 3% of […]
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